Message from the President & CEO of MUFG Bank

Having assumed the role of President & CEO of MUFG Bank on April 1, 2026, I want to thank you very much for your ongoing support.

We are in the midst of profound change. Geopolitical risk is rising, as seen in armed conflicts in Ukraine and the Middle East, and developments in economic security are accelerating. At the same time, technological innovation—most notably the explosive spread of AI—is dramatically transforming the way we work and live. At this historic turning point, the role of finance in supporting customers is becoming ever more important.

This brings to mind a phrase that has long been dear to me: “Brightness is strength.” In Japanese, the word “bright” carries three important meanings.

First, it means being knowledgeable and well-informed through continuous study and effort. We must remain unbound by precedent or past success, and absorb new knowledge and deliver services that meet the needs of society and our customers. I believe this commitment to continuous learning is the wellspring of sustainable growth.

Second, it means acting with fairness, integrity, and sincerity. The trust and confidence that our customers place in us constitute the foundation of banking. We must always put our first priority on what is right and truly serves their interests. This is a principle we will never compromise, regardless of circumstance.

Third, it means welcoming change with positivity and a bright outlook. I believe that major change always carries the seeds of the next opportunity. We must confront it seriously and move forward with positive resolve, alongside our customers. This is a form of “brightness” I intend to instill throughout the bank.

The road ahead will not be smooth. Yet I firmly believe that if we are fearless with change—if we continue to become more knowledgeable, act with fairness and integrity, and approach all things with positivity and a bright outlook—the path ahead will surely open before us.

As financial professionals, we will strive to protect our customers’ peace of mind and be the institution they turn to first. In pursuit of MUFG’s Purpose of being “Committed to empowering a brighter future.”, we will continue to take on challenges. As we do, I sincerely ask for your continued support in the years ahead.