Important – Please read these Terms & Conditions carefully. By accessing this website and/or using the online services, you agree to be bound by the following Terms & Conditions. If you do not accept any of these terms and conditions, you must immediately discontinue your access to this website and/or use of the online services. MUFG Bank (Malaysia) Berhad (hereinafter referred to as “MUFG”) reserves the right to modify these Terms & Conditions at any time without notice. Any such modification will be effective immediately when posted on this website. You should therefore check periodically for modification, if any. By using this website after any such modification are posted, you agree to accept those modification, whether or not you have reviewed them.

The information and material on this website should not be regarded as an offer, solicitation, invitation, advice or recommendation to buy or sell investments securities or any other instrument or banking product of MUFG or any other issuer. The information contained in or accessed through this website is for general information only and should not be used as a basis for making business and commercial decisions. Any advice or information received via this website should not be relied upon without consulting primary or more accurate or more up-to-date sources of information or specific professional advice. You are recommended to obtain such professional advice and verification where appropriate. Whilst MUFG endeavours to keep the information up to date and correct, MUFG in no way warrants or represents, whether expressly or impliedly, as to the accuracy, currentness or entirety of any information contained or referenced in this website. MUFG assumes no liability for any errors or omissions in the content of this website. Any reliance you place on the information available in this website is strictly at your own risk. MUFG does not assume any risk for your use of this website. References to services, products or related graphics do not constitute or imply any recommendation or endorsement by MUFG.

 

Notwithstanding the generality of this Terms & Conditions, under no circumstances shall MUFG be liable to you or any other person for any loss or damage including without limitation, incidental, indirect, consequential or special loss, or any loss of damage arising from loss of data due to any failure of performance, system, server or connection failure, error, omission, interruption, breach of security, computer virus, malicious code, corruption, delay in operation or transmission, transmission error or unavailability of access in connection with your accessing of this website and/or using the online services even if MUFG had been advised as to the possibility of such loss or damage. By accessing this website, you assume full responsibility without limitation or qualification for the use of the information herein. Further, you agree that in no event will MUFG or any party involved in the creation, production, or delivery of this website or any website linked to it be liable in any manner whatsoever for any decision, action or non-action taken based on information provided herein.

 

These Terms & Conditions are subject to change and update at any time without notice. By choosing to visit and use this website, you agree to be bound by the terms set forth in this document and by such revisions as they are posted.

For your convenience, MUFG may include hyperlinks to websites on the Internet that are owned or operated by third parties. Such linked websites are not under the control of MUFG and MUFG does not accept responsibility for the contents of or the consequences of accessing any linked website or any link contained in a linked website. MUFG shall not also be responsible for any form of transmission or communication between you and the said third parties or your participation or use of their information, materials, services or promotions. Furthermore, the hyperlinks provided in this website should not be considered or construed as an endorsement, recommendation, sanctions or verification of such linked websites or the contents therein by MUFG. You agree that your access to and/or use of such linked websites is entirely at your own risk and subject to the Terms & Conditions of Access and/or use contained therein. You are hereby advised to read the terms and conditions and any policy that govern the particular website. MUFG has the right and the sole discretion to add, change, decline or remove, without any notice, any feature or link to any of the linked websites from this website.

Except as otherwise expressly stated herein, the copyright and all other intellectual property in the content of this website (including, but not limited to, all design, text, sound recordings, images or links) are the property of MUFG. As such, they may not be reproduced, transmitted, published, performed, broadcast, stored, adapted, distributed, displayed, licensed, altered, hyperlinked or otherwise used in whole or in part in any manner without the prior written consent of MUFG. Save and except with MUFG's prior written consent, you may not distribute or commercially exploit or transmit or store any information contained in this website on any form of electronic retrieval system, including but not limited to, any other server, website or web page.

 

All trademarks, service marks and logos used in this website are the property of MUFG. No license or right is granted and your access to this website and/or use of the online services should not be construed as granting, by implication, estoppel or otherwise, any license or right to use any trademarks, service marks or logos appearing on the website without the prior written consent of MUFG or the respective third party proprietors as the case may be. Save and except with prior written consent from the proprietor, no such trademark, service mark or logo may be used as a hyperlink or to mark any hyperlink to MUFG or any other site.

 

You hereby agree that MUFG shall be indemnified for any damages, costs of solicitors and any interest charged for the defence of MUFG, its affiliates, directors, officers, employees, agents, successors or assignees, against any other individual or entity arising from your violation of any of the Terms & Conditions.

MUFG gathers information about all of the users collectively, such as what areas the users visit most frequently and what services users access the most. MUFG will only use such data anonymously and in the aggregate. This information helps MUFG determine what is most beneficial for the users, and how MUFG can continually create a better overall experience for you. MUFG will neither edit nor disclose any information except when to the extent necessary or appropriate to comply with applicable laws, rules or regulations or in legal proceedings where such information is relevant.

 

The information MUFG gathers on the website, whether personal, demographic, collective or technical, will only be used for the purposes of operating and improving the website, fostering a positive user experience, and delivering the products and services that MUFG offers.

 

MUFG will not treat as confidential any other information which may be voluntarily provided by you that is not personally identifiable (including, but not limited to, questions, comments, ideas or suggestions). MUFG will be free to disclose such information through any means and for any purpose as its sole and absolute discretion shall decide.

 

MUFG may use cookies to remember and store information about your preferences. A cookie is small file which asks permission to be placed on your computer's hard drive to allow web applications to respond to you as an individual and does not give MUFG access to your computer or any information about you, other than the data you choose to share with MUFG. You can set up your web browser to accept or reject cookies while utilising this website.

 

MUFG may amend this policy from time to time and will place any such amendments on this website without notice.

MUFG will only collect personal information from you for the purpose of giving you better service. If personally identifiable information (including, but not limited to, your name, postal address, electronic mail address or telephone number) has been provided by you during the course of use of this website, you agree that MUFG may contact you through the information provided voluntarily by you to inform you of any information or services that MUFG believes may be of interest to you. MUFGOnly authorized staff will have access to such personally identifiable information.

You hereby agree to fully indemnify and save MUFG, its affiliates, directors, officers, employees, agents, successors or assignees harmless against all damages, losses, expenses and costs (including legal costs) suffered or incurred whether directly or indirectly by MUFG, its affiliates, directors, officers, employees, agents, successors or assignees in connection with or arising from (1) your access of this website and/or use of the online services, or (2) any other party's access of this website and/or use of the online services using your user id and/or login password, or (3) your breach of any of these Terms & Conditions of Access, or (4) any other party's breach of any of these Terms & Conditions of Access where such party was able to access this website and/or use the online services by using your user id and/or login password.

By accessing this website and/or using the online services, you agree that such access and/or use, your performance and conduct under it, as well as these Terms & Conditions and disputes arising thereunder shall at all times be governed by, and construed in accordance with, the laws of Malaysia and you agree to submit and be bound by the non-exclusive jurisdiction of the Malaysian courts.

 

A printed version of this Terms & Conditions and of any notice, message or communication given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to this Terms & Conditions to the same extent maintained in its printed form.

 

Miscellaneous

 

We reserve the right and sole discretion to modify (including limit, replace or delete) this website, the services herein and the content or any portion thereof as well as to terminate or restrict your access and / or use of the same at any time.