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Terms & Conditions

This website (hereafter "BTMU site") is operated by Bank of Tokyo-Mitsubishi UFJ,Ltd.(hereafter "BTMU") or agents of BTMU. Please read these terms and conditions carefully before using this BTMU site. By accessing the BTMU site and any pages thereof, you agree to be bound by the terms and conditions below. If you do not agree to the terms and conditions below, please do not access the BTMU site, or any pages thereof. We reserve the right, at our discretion, to change, modify, add, or remove portions of these terms and conditions at any time without prior notification. Please check these terms and conditions periodically for changes.

1. Disclaimer about Forward-Looking Statements

Information on the BTMU site may contain forward-looking statements with respect to the financial condition, results of operations and businesses of BTMU. These forward-looking statements involve certain risks and uncertainties that may result from changes in BTMU operational environment.

2. Insider Trading

BTMU posts press releases on the BTMU site to facilitate timely disclosure of information to its shareholders, investors, customers, and other stakeholders. The press releases may contain important information, defined in the Japanese Securities and Exchange Law, concerning the business of BTMU. In the case that a person who receives such information by viewing the BTMU site conducts any sale, purchase or certain other transaction designated under the Japanese Securities and Exchange Law in respect of stocks or certain other securities or instruments issued by Mitsubishi UFJ Financial Group, Inc, within 12 hours of disclosure to the designated media, such conduct may be deemed to be a violation of this law.

3. Copyright

Copyright to the contents of the BTMU site (including but not limited to all information, brands and designs) are owned by BTMU or affiliated companies involved in the operation of the BTMU site. They may not be used, copied or altered without the prior express consent of BTMU.

4. Change in BTMU site Contents

We reserve the right to suspend operation of, or change, the contents of the BTMU site at any time without prior notification.

5. Privacy

BTMU protects personal information submitted to this website in accordance with BTMU's Personal Information Protection Policy

Privacy Policy


6. Security

BTMU continuously strives to enhance its website security measures to prevent unauthorized access to, or the loss, destruction, alteration, and unauthorized disclosure of customer information.

Measures include:

  • 1. 
    Information entered on the BTMU site is encrypted during transmission by Security Socket Layer (SSL) software.
  • 2. 
    BTMU applies industry standard practices including "firewalls" which block unauthorized access, in order to safeguard the confidentiality of customer information.
  • 3. 
    Appropriate virus alert programs are installed on our computers.

7. Limitation of Liability

In no event will BTMU be liable for any troubles, damages or losses arising from the use of the BTMU site or any information contained within it. Furthermore, in no event will BTMU be liable for any troubles, damages or losses arising from the interruption or suspension of the operation of any BTMU site, or from changes to the information and materials contained herein.

8. Cookies

In order to enhance security and to provide customized information, the BTMU site uses cookies, which are small data structures used to store data on personal computers and to return information to the websites.
Please be advised that cookies used by BTMU do not contain any identifiable personal information.

9. Links

  • 1. 
    Links to websites offered by third parties
    The BTMU site may contain links to or banners for websites provided and controlled by third parties. As we are not operating those websites, BTMU accepts no liability for any information offered at any third party website linked from the BTMU site.
  • 2. 
    Linking to the BTMU site
    As regards linking to the BTMU site, please comply with all of the instructions set forth below. In no event will BTMU be liable for any troubles, damages or losses arising from linking to the BTMU site.
  • i) 
    The Mitsubishi UFJ Financial Group, Inc, symbol, logo or title design cannot be used as a button for linking. Please set out the link as words, for example The Bank of Tokyo-Mitsubishi UFJ,Ltd. or Bank of Tokyo-Mitsubishi UFJ.
  • ii) 
    Links that display the contents of the BTMU site as part of the linking website using frames or other techniques are prohibited due to the possibility of errors occurring. Please utilize only links that open a new window or transfer the viewer to the BTMU site.
  • iii) 
    Links to the BTMU site should be used only for the purposes of convenience to those visiting the linking site. Implying a special relationship with BTMU. or utilizing the links as a sales point for commercial gain is strictly forbidden.
  • iv) 
    Links that may harm social trust in BTMU or may cause any economic loss to BTMU. are forbidden. Offensive or illegal links will not be allowed.
  • v) 
    In addition, any link that acts in a similar way to those listed as prohibited above will also be prohibited.

10. Recommended Settings for Viewing the BTMU site

Use of one of the following internet browsers is recommended for viewing the BTMU site: Internet Explorer 6.0 or higher, Firefox3.6, Safari (for Mac:3.x,4.x) The recommended screen size is 1024x768 pixels or higher.

11. Applicable Laws and Jurisdiction

These Terms and Conditions are governed by and construed in accordance with the laws of Japan unless expressly provided otherwise. All controversies and disputes arising out of or relating to these Terms and Conditions will be submitted to the Tokyo District Court in Tokyo, Japan as the Court of first instance.